Default Services

From instituting foreclosure actions to handling evictions and closings for REO properties, Heavner, Beyers & Mihlar, LLC has over 40 years of experience working on default matters from commencement to conclusion, as well as all matters that arise in-between.  In addition to its experienced foreclosure team, Heavner, Beyers & Mihlar, LLC has robust litigation, eviction and bankruptcy teams headed by talented and experienced attorneys.  HB&M is truly a full-service law firm focused on representing the servicing and banking industry.

Default services provided

Default Services Provided

Loss Mitigation

The firm can assist clients with all aspects of the loss mitigation process, including negotiating and completing consent judgments and deeds-in-lieu of foreclosure. The firm has a wealth of experience representing its clients in foreclosure mediations throughout the state.


The firm has experienced attorneys and staff using an advanced case management system to successfully manage the judicial foreclosure process from commencement to conclusion. The firm's two locations give it first-hand knowledge of all local courtroom requirements. The firm's dedication to compliance and excellence insures all clients receive top quality representation.

Title Curative Work

The firm’s title curative team identifies, handles and resolves all title issues for both foreclosure and REO referrals. The department works efficiently to identify and clear title issues, including submitting title claims and performing the necessary follow-up to insure resolution.


The firm’s outstanding litigation team is led by talented and experienced attorneys. The litigation team is well-trained in all client requirements including reporting, escalation and billing, and uses its expansive expertise to ensure efficient resolution of litigated matters.

Building/Housing Court

The firm represents lenders state-wide in these enforcement actions and helps mitigate exposure while protecting lenders’ interests in the mortgaged property.


The firm’s bankruptcy team provides a wide variety of bankruptcy services for secured lenders including but not limited to Plan Review, Claim Preparation and Defense, Objections to Confirmation, Motions for Relief from Stay, Post-Petition Expense and Payment Change Notices, and Final Cure Litigation. The firm’s staff and attorneys work with all clients to ensure accurate, compliant, and timely completion of bankruptcy matters.


The firm’s eviction department has a strong state-wide presence and is experienced not only in handling the eviction process, but also in advising regarding compliance with all applicable statutes and local landlord-tenant ordinances.