Heather M. Giannino

Managing Attorney - Bankruptcy

Phone: (217)-422-1719

Fax: (217)-422-1754

Heather M. Giannino


Millikin University
Bachelor of Science, Accounting and Finance
summa cum laude


Chicago-Kent College of Law
Juris Doctor
with honors


Admitted to Illinois Bar, 2009; Admitted to Missouri Bar, 2010; Admitted to Indiana Bar, 2015; Admitted to the District Courts of the Northern, Central and Southern Districts of Illinois, Eastern District of Missouri and the Northern and Southern Districts of Indiana; American Bankruptcy Institute, Coordinating Editor and Author; Hon. Eugene R. Wedoff Seventh Circuit Consumer Bankruptcy Conference, Advisory Board; Bankruptcy Association of Southern Illinois; National Association of Chapter 13 Trustees, Mortgage Committee Member; American Legal & Financial Network (ALFN), member; Illinois State Bar Association, member; Decatur Bar Association, member; Missouri Bar Association, member; mPower, member; CIIPA, member



Publications & Presentations

Illinois State Bar Association: Bankruptcy Basics from the Experts (2010)
Co-Author of Materials: Consumer Bankruptcy: Lift Stay/Adequate Protection, Claims, Preferences: The Creditor’s Perspective

ABI 22nd Annual Winter Leadership Conference (2010)
Co-Author of Materials: Proceed with Caution: Ethical Dilemmas Facing Today’s Consumer Practitioners

Chicago Bar Association: Consumer Bankruptcy Seminar (2011)
Co-Author of Materials: Residential Mortgage Issues

National Business Institute: Nuts and Bolts of Bankruptcy Law (2011)
Speaker and Author of Materials

Pincus: Bankruptcy Boot Camp: Chapters 7 and 13 Demystified (2011)
Speaker and Author of Materials

National Business Institute: Collection Law and Bankruptcy Law (2012)
Speaker and Author of Materials

IICLE Practice Academy: Essentials of Consumer Bankruptcy (2012)
Co-Author of Materials

Bankruptcy Association of Southern Illinois (BASIL): Bankruptcy Seminar (2013)
Speaker and Author of Materials: Mortgage Issues, Foreclosures and Loan Modifications

Illinois State Bar Association: Navigating the Residential Foreclosure Maze (2013)
Speaker and Author of Materials: Bankruptcy Considerations

Pincus: Professional Education’s Chapter 7 101 CLE (2017)
Speaker and Co-Author of Materials


Published Articles:

“Creativity in Chapter 13 Has Limits after Espinosa”, American Bankruptcy Institute Journal, April 2011, co-authored with Faiq Mihlar.

“Chapter 13: Tips for Representing Creditors”, Illinois Bar Journal, March 2012, co-authored with Faiq Mihlar.

“Informational Letters Do Not Violate the Discharge Injunction”, American Bankruptcy Institute Journal, March 2017.

“Even Creditors Can Benefit from Debtors’ Chapter 13 Bankruptcy Filings”, NACTT Quarterly, January/February/March 2018, co-authored with Amanda (Doyle) Wiese. - Reprinted with the permission of the NACTT (PDF)

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